We are ranked #13 out of 639 banks in U. S. with asset size between $100 - $249 million by CB Resource, Inc. for the first quarter of 2024.

Business Savings and Certificate of Deposit Products

Features 

Business Super Savings

Business Money Market
Savings

Business High Yield Money
Market Savings

Minimum Opening Deposit

$500

$2,500

$100,000

Interest Features

Compounded and
Credited Quarterly

Compounded and
Credited Monthly

Compounded and
Credited Monthly

Minimum Daily Balance to Obtain the Disclosed Annual Percentage Yield

$500

$2,500

$100,000

Minimum Daily Balance to Avoid Fee

$500

$2,500

$100,000

Monthly Maintenance Fee (If minimum balance requirement is not met)

$5

$15

$25

Features and Benefits

  • Low Opening Balance
  • 24/7 Online Banking
  • eStatement is available
  • 24/7 Online Banking
  • eStatement is available
  • Earn High Interest Rate
  • 24/7 Online Banking
  • eStatement is available

** $10 excessive withdrawal fee for each withdrawal or transfer in excess of 6 during a month for all savings products.

Business Savings Deposit Products

Business Super Savings / Business Money Market Savings / Business High Yield Money Market Savings

Business Super Savings Account

  • Interest-bearing account
  • Minimum deposit of $500.00 to open the account
  • $5.00 monthly service charge if account balance falls below $500.00 on any day of the month
  • Minimum daily balance of $500.00 each day to obtain the disclosed annual percentage yield
  • Interest will be compounded and credited to your account every quarter
  • At our discretion, we may change the interest rate on your account
  • If you close your account before interest is credited, you will not receive the accrued interest
  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
  • Transfers from a Super Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
  • $10 excessive withdrawal fee for each debit transaction in excess of six during a month

Business Money Market Savings Account

  • Interest-bearing account
  • Minimum deposit of $2,500.00 to open the account
  • $15.00 monthly service charge if account balance falls below $2,500.00 on any day of the month
  • Minimum daily balance of $2,500.00 each day to obtain the disclosed annual percentage yield
  • Interest will be compounded and credited to your account every month
  • At our discretion, we may change the interest rate on your account
  • If you close your account before interest is credited, you will not receive the accrued interest
  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
  • Transfers from a Money Market Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
  • $10 excessive withdrawal fee for each debit transaction in excess of six during a monthly statement cycle

Business High Yield Money Market Savings Account

  • Interest-bearing account
  • Minimum deposit of $100,000.00 to open the account
  • $25.00 monthly service charge if account balance falls below $100,000.00 on any day of the month
  • Minimum daily balance of $100,000.00 each day to obtain the disclosed annual percentage yield
  • Interest will be compounded and credited to your account every month
  • At our discretion, we may change the interest rate on your account
  • If you close your account before interest is credited, you will not receive the accrued interest
  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
  • Transfers from a High Yield Money Market Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
  • $10 excessive withdrawal fee for each debit transaction in excess of six during a monthly statement cycle

Business Certificate of Deposit Account

  • Minimum deposit of $2,500.00 to open the account
  • We offer a rewarding choice of short-, medium-, long-term investment options with terms ranging from 7 days to 5 years
  • You will be paid the disclosed rate until first maturity
  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
  • You may only make additional deposits into your account during the grace period
  • Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty

Contact Info

To learn about how United Pacific Bank deposit products building your savings plan, please call:

City of Industry Office: 626 965-6230 ext. 137

Monterey Park Office:  626 312-2080 ext. 210