Personal Savings Deposit Products
Features |
Regular Savings |
Super Savings |
Money Market Savings |
High Yield Money Market Savings |
Kids Savings |
---|---|---|---|---|---|
Minimum Opening Deposit |
$100 |
$500 |
$2,500 |
$100,000 |
$50 |
Interest Features |
Compounded and Credited Quarterly |
Compounded and Credited Quarterly |
Compounded and Credited Monthly |
Compounded and Credited Monthly |
Compounded and Credited Quarterly |
Minimum Daily Balance to Obtain the Disclosed Annual Percentage Yield |
$100 |
$500 |
$2,500 |
$100,000 |
No Minimum Balance Requirement |
Minimum Daily Balance to Avoid Fee |
$100 |
$500 |
$2,500 |
$100,000 |
No Minimum Balance Requirement |
Monthly Maintenance Fee (If minimum balance requirement is not met) |
$5 |
$5 |
$15 |
$25 |
None |
Debit Card (No Point-of-Sale) |
Yes |
Yes |
Yes |
Yes |
No |
Features and Benefits |
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|
|
|
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** $10 excessive withdrawal fee for each withdrawal or transfer in excess of 6 during a month for all savings products.
Personal Savings Deposit Products
Regular Savings / Super Savings / Money Market Savings / High Yield Money Market Savings / Kids Savings
Personal Regular Savings Account
- Interest-bearing account
- Minimum deposit of $100.00 to open the account
- $5.00 monthly service charge if account balance falls below $100.00 on any day of the month
- Minimum daily balance of $100.00 each day to obtain the disclosed annual percentage yield
- Interest will be compounded and credited to your account every quarter
- At our discretion, we may change the interest rate on your account
- If you close your account before interest is credited, you will not receive the accrued interest
- Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
- Transfers from a Regular Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
- $10 excessive withdrawal fee for each debit transaction in excess of six during a month
Personal Super Savings Account
- Interest-bearing account
- Minimum deposit of $500.00 to open the account
- $5.00 monthly service charge if account balance falls below $500.00 on any day of the month
- Minimum daily balance of $500.00 each day to obtain the disclosed annual percentage yield
- Interest will be compounded and credited to your account every quarter
- At our discretion, we may change the interest rate on your account
- If you close your account before interest is credited, you will not receive the accrued interest
- Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
- Transfers from a Super Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
- $10 excessive withdrawal fee for each debit transaction in excess of six during a month
Personal Money Market Savings Account
- Interest-bearing account
- Minimum deposit of $2,500.00 to open the account
- $15.00 monthly service charge if account balance falls below $2,500.00 on any day of the month
- Minimum daily balance of $2,500.00 each day to obtain the disclosed annual percentage yield
- Interest will be compounded and credited to your account every month
- At our discretion, we may change the interest rate on your account
- If you close your account before interest is credited, you will not receive the accrued interest
- Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
- Transfers from a Money Market Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
- $10 excessive withdrawal fee for each debit transaction in excess of six during a monthly statement cycle
Personal High Yield Money Market Savings Account
- Interest-bearing account
- Minimum deposit of $100,000.00 to open the account
- $25.00 monthly service charge if account balance falls below $100,000.00 on any day of the month
- Minimum daily balance of $100,000.00 each day to obtain the disclosed annual percentage yield
- Interest will be compounded and credited to your account every month
- At our discretion, we may change the interest rate on your account
- If you close your account before interest is credited, you will not receive the accrued interest
- Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
- Transfers from a High Yield Money Market Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
- $10 excessive withdrawal fee for each debit transaction in excess of six during a monthly statement cycle
Kids Savings Account
- Interest-bearing account
- Minimum deposit of $50.00 to open the account
- Interest will be compounded and credited to your account every quarter
- At our discretion, we may change the interest rate on your account
- If you close your account before interest is credited, you will not receive the accrued interest
- Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
- Transfers from a Kids Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
- $10 excessive withdrawal fee for each debit transaction in excess of six during a month
Contact InfoTo learn about how United Pacific Bank deposit products building your savings plan, please call: City of Industry Office: 626-965-6230 ext. 137 Monterey Park Office: 626-312-2080 ext. 210 |