Features | Regular Savings | Super Savings | Money Market Savings | High Yield Money Market Savings | Kids Savings |
Minimum Opening Deposit | $100 | $500 | $2,500 | $100,000 | $50 |
Interest Features | Compounded and Credited Quarterly | Compounded Credited Quarterly | Compounded and Credited Monthly | Compounded and Credited Monthly | Compounded and Credited Quarterly |
Minimum Daily Balance to Obtain the Disclosed Annual Percentage Yield | $100 | $500 | $2,500 | $100,000 | No Minimum Balance Requirement |
Minimum Daily Balance to Avoid Fee | $100 | $500 | $2,500 | $100,000 | No Minimum Balance Requirement |
Monthly Maintenance Fee (If minimum balance requirement is not met) | $5 | $5 | $15 | $25 | None |
Debit Card (No Point-of-Sale) | Yes | Yes | Yes | Yes | No |
Features and Benefits |
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In Celebration of Our 43rd Anniversary
Money Market Savings Account & 7 Months COD Promotions
For details, please contact Monterey Park Branch at 626-312-2080 ext. 213 or City of Industry Branch at 626-965-6230 ext. 137.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Personal Savings Deposit Products
Contact Info
To learn about how United Pacific Bank deposit products building your savings plan, please call:
City of Industry Office: 626-965-6230 ext. 137
Monterey Park Office: 626-312-2080 ext. 210
** $10 excessive withdrawal fee for each withdrawal or transfer in excess of 6 during a month for all savings products.
Regular Savings / Super Savings / Money Market Savings / High Yield Money Market Savings / Kids Savings
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Interest-bearing account
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Minimum deposit of $100.00 to open the account
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$5.00 monthly service charge if account balance falls below $100.00 on any day of the month
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Minimum daily balance of $100.00 each day to obtain the disclosed annual percentage yield
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Interest will be compounded and credited to your account every quarter
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At our discretion, we may change the interest rate on your account
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If you close your account before interest is credited, you will not receive the accrued interest
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Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
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Transfers from a Regular Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
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$10 excessive withdrawal fee for each debit transaction in excess of six during a month
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Interest-bearing account
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Minimum deposit of $500.00 to open the account
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$5.00 monthly service charge if account balance falls below $500.00 on any day of the month
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Minimum daily balance of $500.00 each day to obtain the disclosed annual percentage yield
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Interest will be compounded and credited to your account every quarter
-
At our discretion, we may change the interest rate on your account
-
If you close your account before interest is credited, you will not receive the accrued interest
-
Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
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Transfers from a Super Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
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$10 excessive withdrawal fee for each debit transaction in excess of six during a month
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Interest-bearing account
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Minimum deposit of $2,500.00 to open the account
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$15.00 monthly service charge if account balance falls below $2,500.00 on any day of the month
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Minimum daily balance of $2,500.00 each day to obtain the disclosed annual percentage yield
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Interest will be compounded and credited to your account every month
-
At our discretion, we may change the interest rate on your account
-
If you close your account before interest is credited, you will not receive the accrued interest
-
Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
-
Transfers from a Money Market Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
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$10 excessive withdrawal fee for each debit transaction in excess of six during a monthly statement cycle
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Interest-bearing account
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Minimum deposit of $100,000.00 to open the account
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$25.00 monthly service charge if account balance falls below $100,000.00 on any day of the month
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Minimum daily balance of $100,000.00 each day to obtain the disclosed annual percentage yield
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Interest will be compounded and credited to your account every month
-
At our discretion, we may change the interest rate on your account
-
If you close your account before interest is credited, you will not receive the accrued interest
-
Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
-
Transfers from a High Yield Money Market Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
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$10 excessive withdrawal fee for each debit transaction in excess of six during a monthly statement cycle
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Interest-bearing account
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Minimum deposit of $50.00 to open the account
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Interest will be compounded and credited to your account every quarter
-
At our discretion, we may change the interest rate on your account
-
If you close your account before interest is credited, you will not receive the accrued interest
-
Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
-
Transfers from a Kids Savings account to another account or to third parties by preauthorized, automatic, or telephone transfer – including online banking transaction are limited to six per month. The account may be closed for repeated violations of excessive activity.
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$10 excessive withdrawal fee for each debit transaction in excess of six during a month