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In Celebration of Our 43rd Anniversary
Money Market Savings Account & 7 Months COD Promotions
For details, please contact Monterey Park Branch at 626-312-2080 ext. 213 or City of Industry Branch at 626-965-6230 ext. 137.

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Business Checking Deposit Products

Contact Info

To learn about how United Pacific Bank deposit products building your savings plan, please call:

City of Industry Office: 626-965-6230 ext. 137

Monterey Park Office:  626-312-2080 ext. 210

Your choice of BUSINESS DEPOSIT ACCOUNT to manage your business more efficiently and effectively.

 Features

Business
Checking

Business Super
NOW Checking

Business High
Yield Checking

Business Money
Market Checking

Business Analysis
Checking

 

All Entity  Type: Corporation,LLC, LP, Partnership, etc.

Non-Profit  Organization/Sole Proprietorship

Non-Profit Organization/Sole Proprietorship

All Entity Type: Corporation, LLC, LP, Partnership, etc.

All Entity Type:  Corporation, LLC, LP, Partnership,etc.  

Minimum Opening Deposit

    $2,500

    $1,000

    $2,500

    $2,500

    $2,500

Check Writing

   Unlimited

    Unlimited

    Unlimited

Limited to 6 withdrawals or transfers per statement cycle*

    Unlimited

Minimum Balance to Avoid Fee

 Daily Balance of $2,500; or Average Daily Balance of $5,000

Daily Balance of $1,000; or Average Daily
 Balance of $2,000

Daily Balance of $2,500; or Average Daily Balance of $5,000

Daily Balance of $2,500; or Average Daily Balance of  $5,000

For detail on  balance Please contact your local branch for more information

Monthly Maintenance Fee
(If Minimum Balance Requirement is not met)

$15 + $0.25  for each item paid

$10 + $0.25 for each item paid

 $15 + $0.25 for each item paid

     $15

Monthly service charge and other transactions fees can be offset with earning credits calculated on the balance of the account

Interest Bearing

    No

    Yes

    Yes

    Yes

    No

Minimum Daily Balance To Obtain The Disclosed Annual Percentage Yield

    N/A

No Minimum Balance Requirement

    $2,500

    $2,500

    

N/A

Features and Benefits

  • -Low Opening Balance

  • -24/7 Online Banking

  • -eStatement is available

  • -Earns Interest

  • -24/7 Online Banking

  • -eStatement is available

  • -Earns Interest

  • -24/7 Online Banking

  • -eStatement is available

  • -Earns Interest

  • -24/7 Online Banking

  • -eStatement is available

  • -Analysis is designed for businesses that have a high volume of transactions such as checks written, deposited items, ACH transactions, etc.

  • -24/7 Online Banking

  • -eStatement is available

** $10 excessive withdrawal fee for each withdrawal or transfer from Business Money Market Checking account in excess of 6 during a monthly statement cycle. Withdrawals in person are unlimited.

Business Checking Deposit Products

Business Checking / Business Super NOW Checking / Business High Yield Checking / Business Money Market Checking / Business Analysis Checking

Business Checking Account

  • Minimum deposit of $2,500.00 to open the account

  • Unlimited check writing

  • Minimum daily balance of $2,500.00 or an average daily balance of $5,000.00 for the monthly statement cycle to avoid a service charge ($15.00 monthly service charge and $0.25 for each item paid)

  • The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period

Business Super NOW Account

  • Available to Business Entity Type: Non-Profit Organization/Sole Proprietorship

  • Interest-bearing account

  • Minimum deposit of $1,000.00 to open the account

  • Unlimited check writing

  • Minimum daily balance of $1,000.00 or an average daily balance of $2,000.00 for the monthly statement cycle to avoid a service charge ($10.00 monthly service charge and $0.25 for each item paid)

  • The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period

  • Interest will be compounded and credited to your account every month

  • At our discretion, we may change the interest rate on your account

  • If you close your account before interest is credited, you will not receive the accrued interest

  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day

Business High Yield Checking Account

  • Available to Business Entity Type: Non-Profit Organization/Sole Proprietorship

  • Interest-bearing account

  • Minimum deposit of $2,500.00 to open the account

  • Unlimited check writing

  • Minimum daily balance of $2,500.00 or an average daily balance of $5,000.00 for the monthly statement cycle to avoid a service charge ($15.00 monthly service charge and $0.25 for each item paid)

  • The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period

  • Minimum daily balance of $2,500.00 each day to obtain the disclosed annual percentage yield

  • Interest will be compounded and credited to your account every month

  • At our discretion, we may change the interest rate on your account

  • If you close your account before interest is credited, you will not receive the accrued interest

  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day

 

Business Money Market Account

  • Interest-bearing account

  • Minimum deposit of $2,500 to open the account

  • Minimum daily balance of $2,500.00 or an average daily balance of $5,000.00 for the monthly statement cycle to avoid a service charge ($15.00 monthly service charge)

  • The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period

  • Minimum daily balance of $2,500.00 each day to obtain the disclosed annual percentage yield

  • Interest will be compounded and credited to your account every month

  • At our discretion, we may change the interest rate on your account

  • If you close your account before interest is credited, you will not receive the accrued interest

  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day The account may be closed for repeated violations of excessive activity.

  • Limited to no more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction – including online banking transaction, or by check, draft, debit card (if applicable) or similar order to a third party per month. The account may be closed for repeated violations of excessive activity

  • $10 excessive withdrawal fee for each withdrawal or transfer in excess of six during a statement cycle (withdrawals in person are unlimited)

 

Business Analysis Checking Account

  • Minimum deposit of $2,500.00 to open the account

  • Unlimited check writing

  • Business analysis charges can be offset with earning credits calculated on the balance of the account. For details, please contact branch.

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