United Pacific Bank has been in business for 41 years and has withstood several recessions. We are conservatively managed; our loans and deposits are well diversified. Both our capital and liquidity are strong and exceeds all requirements of our Regulators, which formed a firm foundation of our bank and is more than able to withstand an economic or financial crisis. Thank you for placing your trust with United Pacific Bank and we will continue to operate under the safest and soundest methodologies for years to come.