United Pacific Bank

 

deposit_rates money_ph8 
HIGH YIELD CHECKING
Personal/Non-Profit Organization/Sole Ownership/Attorney Client Trust
Balance Interest Rate Annual Percentage Yield
$2,500 - $9,999 0.15% 0.15%
$10,000 - $24,999 0.15% 0.15%
$25,000 - $49,999 0.20% 0.20%
$50,000 - $99,999 0.20% 0.20%
$100,000 & Up 0.25% 0.25%
(Minimum Daily Balance of $2,500 to Obtain the APY)    

 

MONEY MARKET
Personal/Business
Balance Interest Rate Annual Percentage Yield
$2,500 - $49,999 0.25% 0.25%
$50,000 - $99,999 0.35% 0.35%
$100,000 & Up 0.45% 0.45%
(Minimum Daily Balance of $2,500 to Obtain the APY)    

 

MONEY MARKET SAVINGS
Personal/Business
Balance Interest Rate Annual Percentage Yield
$2,500 - $24,999 0.25% 0.25%
$25,000 - $49,999 0.25% 0.25%
$50,000 - $99,999 0.35% 0.35%
$100,000 - $199,999 0.45% 0.45%
$200,000 & Up 0.45% 0.45%
(Minimum Daily Balance of $2,500 to Obtain the APY)    

 

REGULAR SAVINGS ACCOUNT
Personal
  Interest Rate Annual Percentage Yield
$100 & Up 0.15% 0.15%
(Minimum Daily Balance of $100 to Obtain the APY)    

 

SUPER SAVINGS
Personal/Business
Balance Interest Rate Annual Percentage Yield
$500 & Up 0.18% 0.18%
(Minimum Daily Balance of $500 to Obtain the APY)    

 

SUPER NOW ACCOUNT
Personal
Balance Interest Rate Annual Percentage Yield
$200 & Up 0.15% 0.15%

 

SUPER NOW ACCOUNT
Non-Profit Organization/Sole Ownership/Attorney Client Trust
Balance Interest Rate Annual Percentage Yield
$1,000 & Up 0.15% 0.15%
     

 

TIME CERTIFICATE OF DEPOSIT
Personal/Business

$2,500 Minimum Opening Balance

TIME CERTIFICATE OF DEPOSIT - Under $25,000
Term Interest Rate APY
7 thru 29 days 0.20% 0.20%
30 thru 89 days 0.30% 0.30%
90 thru 179 days 0.35% 0.35%
180 thru 364 days 0.55% 0.55%
1 year thru 17 mos 0.65% 0.65%
18 thru 23 mos 0.78% 0.78%
24 thru 35 mos 0.80% 0.80%
36 mos and over 0.90% 0.90%

 

TIME CERTIFICATE OF DEPOSIT - Minimum $25,000
Term Interest Rate APY
7 thru 29 days 0.20% 0.20%
30 thru 89 days 0.30% 0.30%
90 thru 179 days 0.35% 0.35%
180 thru 364 days 0.55% 0.55%
1 year thru 17 mos 0.65% 0.65%
18 thru 23 mos 0.78% 0.78%
24 thru 35 mos 0.80% 0.80%
36 mos and over 0.90% 0.90%

 

TIME CERTIFICATE OF DEPOSIT - Minimum $50,000
Term Interest Rate APY
7 thru 29 days 0.20% 0.20%
30 thru 89 days 0.30% 0.30%
90 thru 179 days 0.40% 0.40%
180 thru 364 days 0.60% 0.60%
1 year thru 17 mos 0.75% 0.75%
18 thru 23 mos 0.78% 0.78%
24 thru 35 mos 0.80% 0.80%
36 mos and over 0.90% 0.90%

 

TIME CERTIFICATE OF DEPOSIT - Minimum $100,000
Term Interest Rate APY
7 thru 29 days 0.20% 0.20%
30 thru 89 days 0.30% 0.30%
90 thru 179 days 0.40% 0.40%
180 thru 364 days 0.60% 0.60%
1 year thru 17 mos 0.75% 0.75%
18 thru 23 mos 0.78% 0.78%
24 thru 35 mos 0.80% 0.80%
36 mos and over 0.90% 0.90%

 

IRA - 18 Months
Balance Interest Rate APY
$100 - $99,999 0.70% 0.70%
$100,000 and over 0.70% 0.70%
     

* Rates are subject to change without notice.
* Early withdrawal may be subject to penalty.
*Fees may reduce the earnings on the account.
 
Annual Percentage Yield (APY) assumes principal and interest remain on deposit for one year at the same rate.  
Effective date: 04/21/2014

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