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United Pacific Bank
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HIGH YIELD CHECKING
Personal/Non-Profit Organization/Sole Ownership/Attorney Client Trust
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| Balance |
Interest Rate |
Annual Percentage Yield |
| $2,500 - $9,999 |
0.88% |
0.88% |
| $10,000 - $24,999 |
1.07% |
1.08% |
| $25,000 - $49,999 |
1.27% |
1.28% |
| $50,000 - $99,999 |
1.47% |
1.48% |
| $100,000 & Up |
1.67% |
1.68% |
| (Minimum Daily Balance of $2,500 to Obtain the APY) |
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MONEY MARKET
Personal/Business
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| Balance |
Interest Rate |
Annual Percentage Yield |
| $2,500 - $49,999 |
2.26% |
2.28% |
| $50,000 - $99,999 |
2.65% |
2.68% |
| $100,000 & Up |
2.84% |
2.88% |
| (Minimum Daily Balance of $2,500 to Obtain the APY) |
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MONEY MARKET SAVINGS
Personal/Business
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| Balance |
Interest Rate |
Annual Percentage Yield |
| $2,500 - $24,999 |
2.26% |
2.28% |
| $25,000 - $49,999 |
2.84% |
2.88% |
| $50,000 - $99,999 |
2.84% |
2.88% |
| $100,000 - $199,999 |
2.84% |
2.88% |
| $200,000 & Up |
2.84% |
2.88% |
| (Minimum Daily Balance of $2,500 to Obtain the APY) |
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REGULAR SAVINGS ACCOUNT
Personal
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Interest Rate |
Annual Percentage Yield |
| $100 & Up |
0.20% |
0.20% |
| (Minimum Daily Balance of $100 to Obtain the APY) |
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SUPER SAVINGS
Personal/Business
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| Balance |
Interest Rate |
Annual Percentage Yield |
| $500 & Up |
1.47% |
1.48% |
| (Minimum Daily Balance of $500 to Obtain the APY) |
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SUPER NOW ACCOUNT
Personal
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| Balance |
Interest Rate |
Annual Percentage Yield |
| $200 & Up |
0.48% |
0.48% |
SUPER NOW ACCOUNT
Non-Profit Organization/Sole Ownership/Attorney Client Trust
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| Balance |
Interest Rate |
Annual Percentage Yield |
| $1,000 & Up |
0.48% |
0.48% |
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TIME
CERTIFICATE OF DEPOSIT
Personal/Business
$2,500 Minimum
Opening Balance
TIME CERTIFICATE OF DEPOSIT - Under $25,000
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| Term |
Interest Rate |
APY |
| 7 thru 29 days |
2.259% |
2.28% |
| 30 thru 89 days |
2.35% |
2.38% |
| 90 thru 179 days |
2.45% |
2.48% |
| 180 thru 364 days |
2.48% |
2.88% |
| 1 year thru 17 mos |
3.04% |
3.08% |
| 18 mos and over |
3.04% |
3.08% |
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TIME CERTIFICATE OF DEPOSIT - Minimum $25,000
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| Term |
Interest Rate |
APY |
| 7 thru 29 days |
2.259% |
2.28% |
| 30 thru 89 days |
2.35% |
2.38% |
| 90 thru 179 days |
2.45% |
2.48% |
| 180 thru 364 days |
2.84% |
2.88% |
| 1 year thru 17 mos |
3.04% |
3.08% |
| 18 mos and over |
3.04% |
3.08% |
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TIME CERTIFICATE OF DEPOSIT - Minimum $50,000
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| Term |
Interest Rate |
APY |
| 7 thru 29 days |
2.259% |
2.28% |
| 30 thru 89 days |
2.45% |
2.48% |
| 90 thru 179 days |
2.65% |
2.68% |
| 180 thru 364 days |
2.84% |
2.88% |
| 1 year thru 17 mos |
3.04% |
3.08% |
| 18 mos and over |
3.04% |
3.08% |
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TIME CERTIFICATE OF DEPOSIT - Minimum $100,000
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| Term |
Interest Rate |
APY |
| 7 thru 29 days |
2.259% |
2.28% |
| 30 thru 89 days |
2.45% |
2.48% |
| 90 thru 179 days |
2.65% |
2.68% |
| 180 thru 364 days |
2.84% |
2.88% |
| 1 year thru 17 mos |
3.04% |
3.08% |
| 18 mos and over |
3.04% |
3.08% |
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IRA - 18 Months
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| Balance |
Interest Rate |
APY |
| $100 - $99,999 |
3.04% |
3.08% |
| $100,000 and over |
3.04% |
3.08% |
KEOUGH - 18 Months
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| Balance |
Interest Rate |
APY |
| $2,500 - $99,999 |
3.04% |
3.08% |
| $100,000 and over |
3.04% |
3.08% |
* Rates are subject to change without notice.
* Early withdrawal may be subject to penalty.
*Fees may reduce the earnings on the account.
Annual Percentage Yield (APY) assumes principal
and interest remain on deposit for one year at
the same rate.
Effective date: 11/17/08
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