BUSINESS CHECKING ACCOUNT

• Minimum deposit of $2,500.00 to open the account

• Minimum daily balance of $2,500.00 or an average daily balance of $5,000.00 to avoid a service charge and per check charge

• $15.00 monthly service charge

• $0.25 for each check paid

• The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period

Business Analysis Fee Schedule

Business Analysis applies to all types of business checking accounts.

BUSINESS HIGH YIELD CHECKING ACCOUNT

(Non-Profit Organization)

Sole Ownership/ Attorney Client Trust

• Tiered interest-bearing account

• Minimum deposit of $2,500.00 to open the account

• Minimum daily balance of $2,500.00 or an average daily balance of $5,000.00 to avoid a service charge and per check charge

• $15.00 monthly service charge

• $0.25 for each check paid

• Unlimited check writing

• You must maintain a minimum Account balance of $2,500.00 each day to obtain the disclosed annual percentage yield

• Interest will be compounded and credited to your account every month

• At our discretion, we may change the interest rate on your account

• If you close your account before interest is credited, you will not receive the accrued interest

• The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period

• We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day

• No interest will be paid during statement cycle if minimum balances are not maintained

BUSINESS MONEY MARKET ACCOUNT

• Tiered interest-bearing account

• Minimum deposit of $2,500 to open the account

• At our discretion, we may change the interest rate on your account

• Interest will be compounded and credited to your account every month

• If you close your account before interest is credited, you will not receive the accrued interest

• Minimum daily balance of $2,500.00 or an average daily balance of $5,000.00 to avoid a service charge

• $15.00 monthly service charge

• You must maintain a minimum Account balance of $2,500.00 each day to obtain the disclosed annual percentage yield

• We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day

•  Limited to no more than six transfers to another account or to a third party, and no more than three of the transfers can be by check or draft, or similar order to third parties per month. The account may be closed for repeated violations of excessive activity.

• $10 excessive withdrawal fee for each check in excess of three or subsequent transfers in excess of six during a statement cycle

• No interest will be paid during statement cycle if minimum balances are not maintained

BUSINESS MONEY MARKET SAVINGS ACCOUNT

Tiered Interest-bearing account Minimum deposit of $2,500.00 to open the account At our discretion, we may change the interest rate on your account Interest will be compounded and credited to your account every month If you close your account before interest is credited, you will not receive the accrued interest  Minimum daily balance of  $2,500.00 to avoid a service charge $15.00 monthly service charge Minimum account balance of $2,500.00 each day to obtain the disclosed annual percentage yield We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day Limited to no more than six withdrawals or transfers to another account or to a third party per month. The account may be closed for repeated violations of excessive activity. $10.00 excessive withdrawal fee for each withdrawal or transfer in excess of six during a statement cycle No interest will be paid during statement cycle if minimum balances are not maintained

BUSINESS SUPER NOW ACCOUNT

(Non-Profit Organization/Sole Ownership/ Attorney Client Trust)

• Minimum deposit of $1,000.00 to open the account

• Minimum daily balance of $1,000.00 or an average daily balance of $2,000.00 to avoid a service charge and per check charge

• $10.00 monthly service charge

• $0.25 for each check paid

• Unlimited check writing

• Interest will be compounded and credited to your account every month

• At our discretion, we may change the interest rate on your account

• If you close your account before interest is credited, you will not receive the accrued interest

• The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period

• We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day

• You must maintain a minimum Account balance of $1,000.00 each day to obtain the disclosed annual percentage yield