Notice: 

Welcome to United Pacific Bank!

 

Certificate of Deposit Products

Personal Certificate of Deposit / IRA - See Rates

Personal Certificate of Deposit Account

  • Minimum deposit of $2,500.00 to open the account
  • We offer a rewarding choice of short-, medium-, long-term investment options with terms ranging from 7 days to 5 years
  • You will be paid the disclosed rate until first maturity
  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
  • You may only make additional deposits into your account during the grace period
  • Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty

IRA

  • Minimum deposit of $100.00 to open the account
  • 18-month fixed term
  • You will be paid the disclosed rate until first maturity
  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day
  • You may only make additional deposits into your account once a year during the term of the account without effecting the term or maturity date of the account
  • Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty. For age 59 ½ and older, no penalty will be imposed for distribution once in a calendar year.

Contact Info

To learn about how United Pacific Bank deposit products building your savings plan, please call:

City of Industry Office: 626-965-6230 ext. 137

Monterey Park Office:  626-312-2080 ext. 210