Business Loans and Credits

Since United Pacific Bank's inception in 1982, we have been providing business financing for small and lower mid-market businesses. As a small business ourselves, our advantage is that we can spend the time to fully understand your business' financial needs and objectives as well as guiding you through the entire loan application process and answering any of your questions.

We offer a wide range of business products and services to meet your day to day operation needs. Whether you are financing equipment, acquiring an office, constructing a warehouse, managing cash flow or have multiple needs; we can find a product to meet your needs or customize a unique one for your business.

To better help you understand our business financing products, below is a summary of our products and its' structures.

Our Products and Services

• Acquisition Loans
• Asset-based Lending
• Bridge Financing
• Equipment Financing
• Line of Credit
• Standby Letter of Credit
• Term Loans
• Working Capital

Types of Collateral

• Accounts Receivable
• Inventory
• Equipment
• Other Fixed Assets
• Real Estate

Term

• Various

Rate

• Fixed or Variable interest rates, depending on the project and term

For more information, please contact one of our loan officers.

For loan application forms, please click here